Debt and Structured-Debt Fundraising — ₹50 crore to ₹500 crore

Transique advises Indian mid-market corporates and SMEs on debt and structured-debt fundraising between ₹50 crore and ₹500 crore — including term loans, working-capital facilities, non-convertible debentures (NCDs), mezzanine debt, acquisition financing and structured credit. We work with the full spectrum of Indian lenders — public and private banks, NBFCs, AIFs, private-credit funds, DFIs and offshore credit lines — to design capital stacks that fit your cash-flow profile, covenant capacity and strategic ambition.

We do not just arrange debt. We structure, negotiate and close it. That means sitting across the table with credit committees, pressure-testing covenant drafts, negotiating security packages, and managing the documentation process through to disbursal.

• You are raising term debt or structured credit between ₹50 crore and ₹500 crore and want senior advisors who will manage the process to closure.
• Your existing banker conversations have stalled at indicative-terms stage and you need counterparty breadth and credit-positioning expertise.
• You need acquisition finance, leveraged buyout debt or mezzanine facilities to fund an M&A transaction.
• You are considering a bond issuance — listed or unlisted NCDs, or private credit — and need structuring and placement support.
• Your capital structure is imbalanced — too much short-term working capital, insufficient long-term debt, or expensive mezzanine that should be refinanced.
• You are raising debt from an AIF or private-credit fund for the first time and need an advisor who speaks that counterparty’s language.

• Capital-structure review and debt-capacity analysis.
• Information memorandum (IM) tailored for lender audiences.
• Targeted lender long-list and short-list based on sector, ticket size, security and tenor.
• Term-sheet negotiation, covenant engineering and security-package design.
• End-to-end documentation coordination — facility agreement, security documents, inter-creditor agreements.
• Disbursal and drawdown support, including conditions precedent management.

1. Cash-flow and leverage review; stress-test of debt capacity; identification of structural levers (tenor, moratorium, amortisation, covenant packages).
2. Credit-story framing — what the lender needs to believe, and what evidence in your business supports it.
3. Outreach to a calibrated shortlist of 3 to 5 lenders matched to ticket and risk profile.
4. Term-sheet negotiation. Pressure-test every covenant, redline drafts, push back on fees and interest margins.
5. Coordinate with legal counsel through facility agreement, security creation and CP fulfilment.
6. Drawdown management, fee settlement, post-closing compliance calendar.

• Active relationships with 25+ debt providers.
• Partner-led negotiation — the person who closes is the person who pitched.
• In-house legal team for facility documentation and security creation.
• Milestone-linked fee model with a meaningful success component.

Corporate Finance Clients of Transique Corporate Advisors